from datetime import datetime from dateutil.relativedelta import relativedelta import traceback import re def check_if_open_account(account, type, is_approval): try: open_account = 1 if is_approval: return open_account if type == 'experian' and account.get("Date_Closed"): open_account = 0 elif type == 'equifax' and not account.get("sch:DateOpened"): open_account = 0 return open_account except Exception as ex: return 0 def check_total_past_dues(rule_data, bureau_data, bureau_type, OwnershipDict, AccountTypeDict, approval=True): try: rules = rule_data.get("rules") ownership_list = [OwnershipDict[i.capitalize()] for i in rule_data.get("ownership")] rule_failed = [] if bureau_type == 'equifax': data_key = "sch:PastDueAmount" reported_date_key = "sch:DateReported" else: data_key = "Amount_Past_Due" reported_date_key = "Date_Reported" for rule in rules: rule_account_type = rule["account_type"] rule_value = float(rule["value"]) months_back = int(rule["months"]) date_cutoff = datetime.today() - relativedelta(months=months_back) total_overdue = 0 if bureau_data: for account in bureau_data: if (str(account.get("AccountHoldertypeCode")) in ownership_list or OwnershipDict.get(account.get("sch:OwnershipType")) in ownership_list): tradeline_account_type = AccountTypeDict.get(str(account.get("Account_Type")), "others") if bureau_type == 'experian' else account.get("sch:AccountType", "others") is_open = check_if_open_account(account, bureau_type, approval) if is_open and re.sub(r'[^a-zA-Z0-9]', '', tradeline_account_type).lower() == re.sub(r'[^a-zA-Z0-9]', '', rule_account_type).lower(): reported_datetime = datetime.strptime(account.get(reported_date_key),"%Y%m%d") if bureau_type == 'experian' else datetime.strptime(account.get(reported_date_key), "%Y-%m-%d") if reported_datetime >= date_cutoff: if account.get(data_key) is not None: total_overdue += 0 if account.get(data_key) == "" else int(account.get(data_key)) if total_overdue >= rule_value: rule_failed.append({ "rule": rule, "total_past_dues": total_overdue, "account_type": tradeline_account_type }) if rule_failed: return [1], rule_failed return 0 except Exception as ex: print(traceback.print_exc()) rules = { "rules": [ { "value": "1000", "months": "3", "account_type": "Business Loan - Priority Sector- Agriculture" }, { "value": "1000", "months": "3", "account_type": "Others" } ], "ownership": [ "individual", "joint" ] } accounts = [ { "Identification_Number": "PVTXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXXXXXXXXXXX8941", "Portfolio_Type": "R", "Account_Type": "10", "Open_Date": "20071222", "Credit_Limit_Amount": None, "Highest_Credit_or_Original_Loan_Amount": "0", "Terms_Duration": "REV", "Terms_Frequency": None, "Scheduled_Monthly_Payment_Amount": None, "Account_Status": "13", "Payment_Rating": "0", "Payment_History_Profile": "0000000?00000000000000000000000?????", "Special_Comment": None, "Current_Balance": "0", "Amount_Past_Due": None, "Original_Charge_Off_Amount": None, "Date_Reported": "20130731", "Date_of_First_Delinquency": None, "Date_Closed": "20130729", "Date_of_Last_Payment": None, "SuitFiledWillfulDefaultWrittenOffStatus": None, "SuitFiled_WillfulDefault": None, "Written_off_Settled_Status": None, "Value_of_Credits_Last_Month": None, "Occupation_Code": "N", "Settlement_Amount": None, "Value_of_Collateral": None, "Type_of_Collateral": None, "Written_Off_Amt_Total": None, "Written_Off_Amt_Principal": None, "Rate_of_Interest": None, "Repayment_Tenure": "-1", "Promotional_Rate_Flag": None, "Income": None, "Income_Indicator": None, "Income_Frequency_Indicator": None, "DefaultStatusDate": None, "LitigationStatusDate": None, "WriteOffStatusDate": None, "DateOfAddition": "20101231", "CurrencyCode": "INR", "Subscriber_comments": None, "Consumer_comments": None, "AccountHoldertypeCode": "1", "CAIS_Account_History": [ { "Year": "2013", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2012", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2011", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2010", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" } ], "CAIS_Holder_Details": { "Surname_Non_Normalized": "PATIL", "First_Name_Non_Normalized": "SANGEETA", "Middle_Name_1_Non_Normalized": "DURGADAS", "Middle_Name_2_Non_Normalized": None, "Middle_Name_3_Non_Normalized": None, "Alias": None, "Gender_Code": "2", "Income_TAX_PAN": "AHRPP4642D", "Passport_Number": None, "Voter_ID_Number": None, "Date_of_birth": "19670723" }, "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "45 PRAYAS PALM SPRINGS COLONY", "Second_Line_Of_Address_non_normalized": "GANGAPUR ROAD", "Third_Line_Of_Address_non_normalized": None, "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": None, "ZIP_Postal_Code_non_normalized": "422005", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "04", "Residence_code_non_normalized": None }, { "First_Line_Of_Address_non_normalized": "45 PRAYAS PALM SPRINGS COLONY", "Second_Line_Of_Address_non_normalized": "GANGAPUR ROAD", "Third_Line_Of_Address_non_normalized": "NASHIK", "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": None, "ZIP_Postal_Code_non_normalized": "422005", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "04", "Residence_code_non_normalized": None } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": "2342965", "Telephone_Type": None, "Telephone_Extension": None, "Mobile_Telephone_Number": None, "FaxNumber": None, "EMailId": None }, { "Telephone_Number": None, "Telephone_Type": "01", "Telephone_Extension": None, "Mobile_Telephone_Number": "9850061055", "FaxNumber": None, "EMailId": None } ], "CAIS_Holder_ID_Details": { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None } }, { "Identification_Number": "PVTXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXXXXXXXX8061", "Portfolio_Type": "I", "Account_Type": "01", "Open_Date": "20121203", "Credit_Limit_Amount": None, "Highest_Credit_or_Original_Loan_Amount": "2000000", "Terms_Duration": None, "Terms_Frequency": None, "Scheduled_Monthly_Payment_Amount": None, "Account_Status": "12", "Payment_Rating": "0", "Payment_History_Profile": "000000000000000000000000000000000000", "Special_Comment": None, "Current_Balance": "0", "Amount_Past_Due": None, "Original_Charge_Off_Amount": None, "Date_Reported": "20160331", "Date_of_First_Delinquency": None, "Date_Closed": "20160330", "Date_of_Last_Payment": "20160330", "SuitFiledWillfulDefaultWrittenOffStatus": None, "SuitFiled_WillfulDefault": None, "Written_off_Settled_Status": None, "Value_of_Credits_Last_Month": None, "Occupation_Code": None, "Settlement_Amount": None, "Value_of_Collateral": None, "Type_of_Collateral": None, "Written_Off_Amt_Total": None, "Written_Off_Amt_Principal": None, "Rate_of_Interest": None, "Repayment_Tenure": "0", "Promotional_Rate_Flag": None, "Income": None, "Income_Indicator": None, "Income_Frequency_Indicator": None, "DefaultStatusDate": None, "LitigationStatusDate": None, "WriteOffStatusDate": None, "DateOfAddition": "20130331", "CurrencyCode": "INR", "Subscriber_comments": None, "Consumer_comments": None, "AccountHoldertypeCode": "7", "CAIS_Account_History": [ { "Year": "2016", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2013", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" } ], "CAIS_Holder_Details": { "Surname_Non_Normalized": "SANGITA", "First_Name_Non_Normalized": "CHONDEKAR", "Middle_Name_1_Non_Normalized": None, "Middle_Name_2_Non_Normalized": None, "Middle_Name_3_Non_Normalized": None, "Alias": None, "Gender_Code": "2", "Income_TAX_PAN": "AHRPP4642D", "Passport_Number": None, "Voter_ID_Number": None, "Date_of_birth": "19670723" }, "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "74 KALANDI MID TOWN", "Second_Line_Of_Address_non_normalized": "INDORE", "Third_Line_Of_Address_non_normalized": None, "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": None, "ZIP_Postal_Code_non_normalized": "452020", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "04", "Residence_code_non_normalized": None }, { "First_Line_Of_Address_non_normalized": "74 KALANDI MID TOWN DEVGURADIYA DUDHIYA", "Second_Line_Of_Address_non_normalized": "INDORE", "Third_Line_Of_Address_non_normalized": None, "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": None, "ZIP_Postal_Code_non_normalized": "452020", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "04", "Residence_code_non_normalized": None }, { "First_Line_Of_Address_non_normalized": "74 KALANDI MID TOWN DEVGURADIYA DUDHIYA", "Second_Line_Of_Address_non_normalized": None, "Third_Line_Of_Address_non_normalized": None, "City_non_normalized": "INDORE", "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": "23", "ZIP_Postal_Code_non_normalized": "452020", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "04", "Residence_code_non_normalized": None } ], "CAIS_Holder_Phone_Details": { "Telephone_Number": None, "Telephone_Type": "01", "Telephone_Extension": None, "Mobile_Telephone_Number": "9575305867", "FaxNumber": None, "EMailId": None }, "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None }, { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None } ] }, { "Identification_Number": "HFCXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXXXXX4027", "Portfolio_Type": "M", "Account_Type": "02", "Open_Date": "20130720", "Credit_Limit_Amount": None, "Highest_Credit_or_Original_Loan_Amount": "10519111", "Terms_Duration": "180", "Terms_Frequency": "M", "Scheduled_Monthly_Payment_Amount": None, "Account_Status": "13", "Payment_Rating": "0", "Payment_History_Profile": "000000000000000000000000000000000000", "Special_Comment": None, "Current_Balance": "0", "Amount_Past_Due": "0", "Original_Charge_Off_Amount": None, "Date_Reported": "20170331", "Date_of_First_Delinquency": None, "Date_Closed": "20160630", "Date_of_Last_Payment": "20160608", "SuitFiledWillfulDefaultWrittenOffStatus": None, "SuitFiled_WillfulDefault": "00", "Written_off_Settled_Status": None, "Value_of_Credits_Last_Month": None, "Occupation_Code": None, "Settlement_Amount": None, "Value_of_Collateral": None, "Type_of_Collateral": None, "Written_Off_Amt_Total": "0", "Written_Off_Amt_Principal": "0", "Rate_of_Interest": None, "Repayment_Tenure": "180", "Promotional_Rate_Flag": None, "Income": None, "Income_Indicator": None, "Income_Frequency_Indicator": None, "DefaultStatusDate": None, "LitigationStatusDate": None, "WriteOffStatusDate": None, "DateOfAddition": "20140331", "CurrencyCode": "INR", "Subscriber_comments": None, "Consumer_comments": None, "AccountHoldertypeCode": "2", "CAIS_Account_History": [ { "Year": "2017", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2017", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2017", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2016", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2015", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2014", "Month": "06", 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"Asset_Classification": "?" }, { "Year": "2024", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2024", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2024", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "S" }, { "Year": "2024", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "S" }, { "Year": "2024", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "S" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "SANGEETA", "First_Name_Non_Normalized": "DURGADAS", "Middle_Name_1_Non_Normalized": "CHONDEKAR", "Middle_Name_2_Non_Normalized": None, "Middle_Name_3_Non_Normalized": None, "Alias": None, "Gender_Code": "2", "Income_TAX_PAN": "AHRPP4642D", "Passport_Number": None, "Voter_ID_Number": None, "Date_of_birth": "19670723" }, { "Surname_Non_Normalized": "SANGEETA DURGADAS", "First_Name_Non_Normalized": "CHONDEKAR", "Middle_Name_1_Non_Normalized": None, "Middle_Name_2_Non_Normalized": None, "Middle_Name_3_Non_Normalized": None, "Alias": None, "Gender_Code": "2", "Income_TAX_PAN": "AHRPP4642D", "Passport_Number": None, "Voter_ID_Number": None, "Date_of_birth": "19670723" } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "45 PRAYAG PALM SPRINGS", "Second_Line_Of_Address_non_normalized": "GANGAPUR ROAD", "Third_Line_Of_Address_non_normalized": "NEAR GANGAPUR ROAD POLICE STATION", "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": "27", "ZIP_Postal_Code_non_normalized": "422013", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "01", "Residence_code_non_normalized": None }, { "First_Line_Of_Address_non_normalized": "45 PRAYAG PALM SPRINGS GANGAPUR ROAD", "Second_Line_Of_Address_non_normalized": "NEAR GANGAPUR ROAD POLICE STATION", "Third_Line_Of_Address_non_normalized": None, "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": "27", "ZIP_Postal_Code_non_normalized": "422013", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "01", "Residence_code_non_normalized": None } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": "9511666999", "Telephone_Type": "02", "Telephone_Extension": None, "Mobile_Telephone_Number": None, "FaxNumber": None, "EMailId": None }, { "Telephone_Number": "9511666999", "Telephone_Type": "03", "Telephone_Extension": None, "Mobile_Telephone_Number": None, "FaxNumber": None, "EMailId": None }, { "Telephone_Number": None, "Telephone_Type": "01", "Telephone_Extension": None, "Mobile_Telephone_Number": "9511666999", "FaxNumber": None, "EMailId": None } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None }, { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None } ] }, { "Identification_Number": "PVTXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXX7830", "Portfolio_Type": "I", "Account_Type": "07", "Open_Date": "20240827", "Credit_Limit_Amount": None, "Highest_Credit_or_Original_Loan_Amount": "1500000", "Terms_Duration": None, "Terms_Frequency": None, "Scheduled_Monthly_Payment_Amount": None, "Account_Status": "11", "Payment_Rating": "0", "Payment_History_Profile": "0000000000000000????????????????????", "Special_Comment": None, "Current_Balance": "1500000", "Amount_Past_Due": "0", "Original_Charge_Off_Amount": None, "Date_Reported": "20251215", "Date_of_First_Delinquency": None, "Date_Closed": None, "Date_of_Last_Payment": "20251207", "SuitFiledWillfulDefaultWrittenOffStatus": None, "SuitFiled_WillfulDefault": None, "Written_off_Settled_Status": None, "Value_of_Credits_Last_Month": None, "Occupation_Code": None, "Settlement_Amount": None, "Value_of_Collateral": "0", "Type_of_Collateral": None, "Written_Off_Amt_Total": None, "Written_Off_Amt_Principal": None, "Rate_of_Interest": None, "Repayment_Tenure": "0", "Promotional_Rate_Flag": None, "Income": None, "Income_Indicator": None, "Income_Frequency_Indicator": None, "DefaultStatusDate": None, "LitigationStatusDate": None, "WriteOffStatusDate": None, "DateOfAddition": "20240831", "CurrencyCode": "INR", "Subscriber_comments": None, "Consumer_comments": None, "AccountHoldertypeCode": "1", "CAIS_Account_History": [ { "Year": "2025", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "07", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "06", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "05", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "04", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "03", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "02", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2025", "Month": "01", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2024", "Month": "12", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2024", "Month": "11", "Days_Past_Due": "0", "Asset_Classification": "?" }, { "Year": "2024", "Month": "10", "Days_Past_Due": "0", "Asset_Classification": "S" }, { "Year": "2024", "Month": "09", "Days_Past_Due": "0", "Asset_Classification": "S" }, { "Year": "2024", "Month": "08", "Days_Past_Due": "0", "Asset_Classification": "S" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "SANGEETA", "First_Name_Non_Normalized": "DURGADAS", "Middle_Name_1_Non_Normalized": "CHONDEKAR", "Middle_Name_2_Non_Normalized": None, "Middle_Name_3_Non_Normalized": None, "Alias": None, "Gender_Code": "2", "Income_TAX_PAN": "AHRPP4642D", "Passport_Number": None, "Voter_ID_Number": None, "Date_of_birth": "19670723" }, { "Surname_Non_Normalized": "SANGEETA DURGADAS", "First_Name_Non_Normalized": "CHONDEKAR", "Middle_Name_1_Non_Normalized": None, "Middle_Name_2_Non_Normalized": None, "Middle_Name_3_Non_Normalized": None, "Alias": None, "Gender_Code": "2", "Income_TAX_PAN": "AHRPP4642D", "Passport_Number": None, "Voter_ID_Number": None, "Date_of_birth": "19670723" } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "45 PRAYAG PALM SPRINGS", "Second_Line_Of_Address_non_normalized": "GANGAPUR ROAD", "Third_Line_Of_Address_non_normalized": "NEAR GANGAPUR ROAD POLICE STATION", "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": "27", "ZIP_Postal_Code_non_normalized": "422013", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "01", "Residence_code_non_normalized": None }, { "First_Line_Of_Address_non_normalized": "45 PRAYAG PALM SPRINGS GANGAPUR ROAD", "Second_Line_Of_Address_non_normalized": "NEAR GANGAPUR ROAD POLICE STATION", "Third_Line_Of_Address_non_normalized": None, "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": "27", "ZIP_Postal_Code_non_normalized": "422013", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "01", "Residence_code_non_normalized": None } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": "9511666999", "Telephone_Type": "02", "Telephone_Extension": None, "Mobile_Telephone_Number": None, "FaxNumber": None, "EMailId": None }, { "Telephone_Number": "9511666999", "Telephone_Type": "03", "Telephone_Extension": None, "Mobile_Telephone_Number": None, "FaxNumber": None, "EMailId": None }, { "Telephone_Number": None, "Telephone_Type": "01", "Telephone_Extension": None, "Mobile_Telephone_Number": "9511666999", "FaxNumber": None, "EMailId": None } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None }, { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None } ] }, { "Identification_Number": "COPXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXXXXXXX5958", "Portfolio_Type": "I", "Account_Type": "50", "Open_Date": "20250523", "Credit_Limit_Amount": None, "Highest_Credit_or_Original_Loan_Amount": "14900000", "Terms_Duration": "083", "Terms_Frequency": "M", "Scheduled_Monthly_Payment_Amount": None, "Account_Status": "21", "Payment_Rating": "S", "Payment_History_Profile": "SSSS0SS?????????????????????????????", "Special_Comment": None, "Current_Balance": "13068191", "Amount_Past_Due": None, "Original_Charge_Off_Amount": None, "Date_Reported": "20251215", "Date_of_First_Delinquency": None, "Date_Closed": None, "Date_of_Last_Payment": "20251006", "SuitFiledWillfulDefaultWrittenOffStatus": None, "SuitFiled_WillfulDefault": "00", "Written_off_Settled_Status": None, "Value_of_Credits_Last_Month": None, "Occupation_Code": None, "Settlement_Amount": None, "Value_of_Collateral": "33632692", "Type_of_Collateral": "05", "Written_Off_Amt_Total": None, "Written_Off_Amt_Principal": None, "Rate_of_Interest": "9.250", "Repayment_Tenure": "83", "Promotional_Rate_Flag": None, "Income": None, "Income_Indicator": None, "Income_Frequency_Indicator": None, "DefaultStatusDate": None, "LitigationStatusDate": None, "WriteOffStatusDate": None, "DateOfAddition": "20250531", "CurrencyCode": "INR", "Subscriber_comments": None, "Consumer_comments": None, "AccountHoldertypeCode": "7", "CAIS_Account_History": [ { "Year": "2025", "Month": "12", "Days_Past_Due": None, "Asset_Classification": "S" }, { "Year": "2025", "Month": "11", "Days_Past_Due": None, "Asset_Classification": "S" }, { "Year": "2025", "Month": "10", "Days_Past_Due": None, "Asset_Classification": "S" }, { "Year": "2025", "Month": "09", "Days_Past_Due": None, "Asset_Classification": "S" }, { "Year": "2025", "Month": "08", "Days_Past_Due": None, "Asset_Classification": "S" }, { "Year": "2025", "Month": "07", "Days_Past_Due": "1", "Asset_Classification": "?" }, { "Year": "2025", "Month": "06", "Days_Past_Due": None, "Asset_Classification": "S" }, { "Year": "2025", "Month": "05", "Days_Past_Due": None, "Asset_Classification": "S" } ], "CAIS_Holder_Details": { "Surname_Non_Normalized": "SANGEETA DURGADAS CHONDEKA", "First_Name_Non_Normalized": "R", "Middle_Name_1_Non_Normalized": None, "Middle_Name_2_Non_Normalized": None, "Middle_Name_3_Non_Normalized": None, "Alias": None, "Gender_Code": "2", "Income_TAX_PAN": "AHRPP4642D", "Passport_Number": None, "Voter_ID_Number": None, "Date_of_birth": "19670723" }, "CAIS_Holder_Address_Details": { "First_Line_Of_Address_non_normalized": "45, PRAYAG PALM SPRING, GANGAPUR ROAD, N", "Second_Line_Of_Address_non_normalized": "ASHIK.", "Third_Line_Of_Address_non_normalized": None, "City_non_normalized": None, "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": "27", "ZIP_Postal_Code_non_normalized": "422013", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "01", "Residence_code_non_normalized": None }, "CAIS_Holder_Phone_Details": { "Telephone_Number": None, "Telephone_Type": "01", "Telephone_Extension": None, "Mobile_Telephone_Number": "9575305867", "FaxNumber": None, "EMailId": None }, "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None }, { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None }, { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None }, { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None }, { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None } ] }, { "Identification_Number": "NBFXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XX1510", "Portfolio_Type": "I", "Account_Type": "05", "Open_Date": "20240823", "Credit_Limit_Amount": None, "Highest_Credit_or_Original_Loan_Amount": "3199000", "Terms_Duration": None, "Terms_Frequency": None, "Scheduled_Monthly_Payment_Amount": None, "Account_Status": "11", "Payment_Rating": "0", "Payment_History_Profile": "N", "Special_Comment": None, "Current_Balance": "399000", "Amount_Past_Due": "399000", "Original_Charge_Off_Amount": None, "Date_Reported": "20240831", "Date_of_First_Delinquency": None, "Date_Closed": None, "Date_of_Last_Payment": "20240827", "SuitFiledWillfulDefaultWrittenOffStatus": None, "SuitFiled_WillfulDefault": None, "Written_off_Settled_Status": None, "Value_of_Credits_Last_Month": None, "Occupation_Code": None, "Settlement_Amount": None, "Value_of_Collateral": None, "Type_of_Collateral": None, "Written_Off_Amt_Total": None, "Written_Off_Amt_Principal": None, "Rate_of_Interest": None, "Repayment_Tenure": "0", "Promotional_Rate_Flag": None, "Income": None, "Income_Indicator": None, "Income_Frequency_Indicator": None, "DefaultStatusDate": None, "LitigationStatusDate": None, "WriteOffStatusDate": None, "DateOfAddition": "20240831", "CurrencyCode": "INR", "Subscriber_comments": None, "Consumer_comments": None, "AccountHoldertypeCode": "1", "CAIS_Account_History": { "Year": "2024", "Month": "08", "Days_Past_Due": "8", "Asset_Classification": "?" }, "CAIS_Holder_Details": { "Surname_Non_Normalized": "SANGEETA DURGADAS CHONDEKA", "First_Name_Non_Normalized": "R", "Middle_Name_1_Non_Normalized": None, "Middle_Name_2_Non_Normalized": None, "Middle_Name_3_Non_Normalized": None, "Alias": None, "Gender_Code": "2", "Income_TAX_PAN": "AHRPP4642D", "Passport_Number": None, "Voter_ID_Number": None, "Date_of_birth": "19670722" }, "CAIS_Holder_Address_Details": { "First_Line_Of_Address_non_normalized": "PLOT NO 45 PRAYAG BUNGLOW SAWARKAR NAGAR", "Second_Line_Of_Address_non_normalized": "PALM SPRING, ANANDWALLI NASHIK GANGAPUR", "Third_Line_Of_Address_non_normalized": "ROAD NASHIK PLOT NO 45 PRAYAG BUNGLOW S", "City_non_normalized": "AWARKAR NAGAR PALM SPRING, ANANDWALLI NA", "Fifth_Line_Of_Address_non_normalized": None, "State_non_normalized": "27", "ZIP_Postal_Code_non_normalized": "422013", "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "01", "Residence_code_non_normalized": None }, "CAIS_Holder_Phone_Details": { "Telephone_Number": None, "Telephone_Type": "01", "Telephone_Extension": None, "Mobile_Telephone_Number": "9575305867", "FaxNumber": None, "EMailId": None }, "CAIS_Holder_ID_Details": { "Income_TAX_PAN": "AHRPP4642D", "PAN_Issue_Date": None, "PAN_Expiration_Date": None, "Passport_Number": None, "Passport_Issue_Date": None, "Passport_Expiration_Date": None, "Voter_ID_Number": None, "Voter_ID_Issue_Date": None, "Voter_ID_Expiration_Date": None, "Driver_License_Number": None, "Driver_License_Issue_Date": None, "Driver_License_Expiration_Date": None, "Ration_Card_Number": None, "Ration_Card_Issue_Date": None, "Ration_Card_Expiration_Date": None, "Universal_ID_Number": None, "Universal_ID_Issue_Date": None, "Universal_ID_Expiration_Date": None, "EMailId": None } } ] ownership_list_mapping = { 'Individual': "1", 'Joint': "2", 'Joint Account': "2", 'Authorized User': "3", 'Authorized user': "3", 'Guarantor': "7", 'Deceased': "20", } AccountTypeDict = { '1': "Auto Loan", '01': "Auto Loan", '2': "Housing Loan", '02': "Housing Loan", '3': "Property Loan", '03': "Property Loan", '4': "LOAN AGAINST SHARES/SECURITIES", '04': "LOAN AGAINST SHARES/SECURITIES", '5': "Personal Loan", '05': "Personal Loan", '6': "Consumer Loan", '06': "Consumer Loan", '7': "Gold Loan", '07': "Gold Loan", '8': "EDUCATIONAL LOAN", '08': "EDUCATIONAL LOAN", '9': "LOAN TO PROFESSIONAL", '09': "LOAN TO PROFESSIONAL", '10': "Credit Card", '11': "LEASING", '12': "OVERDRAFT", '13': "TWO-WHEELER LOAN", '14': "NON-FUNDED CREDIT FACILITY", '15': "LOAN AGAINST BANK DEPOSITS", '16': "FLEET CARD", '17': "Commercial Vehicle Loan", '18': "Telco – Wireless", '19': "Telco – Broadband", '20': "Telco – Landline", '23': "GECL Secured", '24': "GECL Unsecured", '31': "Secured Credit Card", '32': "Used Car Loan", '33': "Construction Equipment Loan", '34': "Tractor Loan", '35': "Corporate Credit Card", '36': "Kisan Credit Card", '37': "Loan on Credit Card", '38': "Prime Minister Jaan Dhan Yojana - Overdraft", '39': "Mudra Loans – Shishu / Kishor / Tarun", '40': "Microfinance – Business Loan", '41': "Microfinance – Personal Loan", '42': "Microfinance – Housing Loan", '43': "Microfinance – Others", '44': "Pradhan Mantri Awas Yojana - Credit Link Subsidy Scheme MAY CLSS", '45': "P2P Personal Loan", '46': "P2P Auto Loan", '47': "P2P Education Loan", '51': "BUSINESS LOAN – GENERAL", '52': "BUSINESS LOAN –PRIORITY SECTOR – SMALL BUSINESS", '53': "BUSINESS LOAN –PRIORITY SECTOR – AGRICULTURE", '54': "BUSINESS LOAN –PRIORITY SECTOR – OTHERS", '55': "BUSINESS NON-FUNDED CREDIT FACILITY – GENERAL", '56': "BUSINESS NON-FUNDED CREDIT FACILITY – PRIORITY SECTOR – SMALL BUSINESS", '57': "BUSINESS NON-FUNDED CREDIT FACILITY – PRIORITY SECTOR – AGRICULTURE", '58': "BUSINESS NON-FUNDED CREDIT FACILITY – PRIORITY SECTOR – OTHERS", '59': "BUSINESS LOANS AGAINST BANK DEPOSITS", '60': "Staff Loan", '61': "Business Loan - Unsecured", '00': "Others", '50': "Business Loan - Secured", '69': "Short Term Personal Loan [Unsecured]", '70': "Priority Sector Gold Loan [Secured]", '71': "Temporary Overdraft [Unsecured]" } print(check_total_past_dues(rules, accounts, 'experian', ownership_list_mapping, AccountTypeDict))