Dear <?php echo $user['merchant_name']; ?> ,<br/>
Please find the  Disbursement Advice of <?php echo $user['customer_name']; ?>'s loan application and get back to us with the following:
<br/>
<ul>
    <li>Signed and completed disbursement advice.</li>
    <li>Confirmation of receipt of advance payment from customer.</li>
    <li>KYC self attested.</li>
</ul>

<br/>
<?php if(isset($creditLimit) && $creditLimit !== 'error'): ?>
    The customer is eligible for a loan upto &#8377;<?php echo isset($creditLimit) ? $creditLimit : ''; ?>

<?php endif; ?>

<br/>
<?php if(isset($user['mandatory_document_list']) && !empty($user['mandatory_document_list']) && count($user['mandatory_document_list']) > 0): ?>
    Also, please help us in completing following documentation from customer to proceed with disbursement:
    <ul>
        <?php $__currentLoopData = $user['mandatory_document_list']; $__env->addLoop($__currentLoopData); foreach($__currentLoopData as $document_list): $__env->incrementLoopIndices(); $loop = $__env->getLastLoop(); ?>
            <li><?php echo ucwords(str_replace('_', ' ', $document_list)) ?></li>
        <?php endforeach; $__env->popLoop(); $loop = $__env->getLastLoop(); ?>
    </ul>
<?php endif; ?>
<br/>
<br/>