[2026-10-30 11:31:03] INFO: evaluate.received {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","has_file":true,"filename":"temp_2026-10-30_10:54:38_1793337878_co_lending_loan_decision.xlsx","size":17617,"mime":null,"ip":null} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:31:04] WARNING: import.date_parse_failed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:31:04] INFO: import.sheet_parsed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","rows_seen":5,"rows_kept":5,"rows_skipped":0} [2026-10-30 11:31:04] INFO: evaluate.excel_parsed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","row_count":5} [2026-10-30 11:31:04] INFO: policy.request {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 11:31:04] INFO: policy.response {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","ok":true,"http_status":200,"duration_ms":898,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Borrower Maturity Age"],"key":"borrower_maturity_age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 2"],"key":"co_applicant_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 1"],"key":"co_applicant_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil gender Male - \"Male - approve, If female then check marital status, If Female then check else ignore this rule Marital Status- Reject single women as primary borrower"],"key":"gender","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_1 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Overdue Amount\t<=1000, pass"],"key":"overdue_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (0-6 Months) if\t<3 pass"],"key":"dpd_0_6_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Business Vintage (Years) - >=3 years else reject"],"key":"business_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 2 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil tenure - <=36 months else reject"],"key":"tenure","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Borrower Bureau Score (upto 3 lakh loan amount, >=650 else reject) or Loan Amount >3 Lakh and If score >700 pass else reject"],"key":"bureau_score","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Vintage (Years) >=3 years else reject"],"key":"residence_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Bank Statement 6M, Minimum 6 months"],"key":"bank_statement_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 1 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_2 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Active Credit Lines Count - Value\t<=3 pass"],"key":"active_credit_lines_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (6-12 Months) if <2 pass"],"key":"dpd_6_12_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Applicant NTC, pass if false"],"key":"applicant_ntc","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Cheque Bounce Count 6M,No bounce in last 6 months, pass"],"key":"cheque_bounce_count_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Enquiries Last 3 Months\tValue\t<=5 pass"],"key":"enquiries_last_3_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence to Branch Distance (km) - <=30 KM from branch else reject"],"key":"residence_to_branch_distance_km","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Loan Amount - <=4,00,000 else reject"],"key":"loan_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Ownership - Owned/Ancestral/Rent Free else reject"],"key":"residence_ownership","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Foir foir <= 50% pass else fail"],"key":"foir","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - 1. Expansion of existing business. 2. Purchase of additional stock / raw material / working capital 3. Purchase of machinery/equipment 4. Refinancing of existing loans in case of an existing Navadhan customer"],"key":"loan_utilization","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil bureau_loss_count > 0 fail else pass"],"key":"bureau_loss_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_dbt_count > 0 reject else pass"],"key":"bureau_dbt_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_sub_count any value received > 0 reject else pass"],"key":"bureau_sub_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_write_off_count < 1000 pass else reject"],"key":"bureau_write_off_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_settlement_count > 0 reject else pass"],"key":"bureau_settlement_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["LSS count = 0 then approve else reject; after excluding KCC ≤₹3L, Gold Loans, disb. amount ≤₹10K, Mudra Loans, Loan Against Deposit and Guarantor-status loans"],"key":"lss_count_24m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}}]}}}},"error":null} [2026-10-30 11:31:04] INFO: policy.parsed {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","policy_count":1,"policy_names":["Blacksoil-Navdhan"]} [2026-10-30 11:31:04] INFO: row.start {"batch_id":"9a201aad-a681-4c52-8f90-c5af398b66c5","row":1,"application_id":"RJ004LE003792"} [2026-10-30 11:46:34] INFO: evaluate.received {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","has_file":true,"filename":"temp_2026-10-30_11:46:19_1793340979_co_lending_loan_decision.xlsx","size":18667,"mime":null,"ip":null} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:46:34] WARNING: import.date_parse_failed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:46:34] INFO: import.sheet_parsed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","rows_seen":5,"rows_kept":5,"rows_skipped":0} [2026-10-30 11:46:34] INFO: evaluate.excel_parsed {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","row_count":5} [2026-10-30 11:46:34] INFO: policy.request {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 11:46:35] INFO: policy.response {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","ok":false,"http_status":500,"duration_ms":50,"response":" sqlalchemy.exc.OperationalError: (pymysql.err.OperationalError) (2013, 'Lost connection to MySQL server during query') [SQL: SELECT live_config.id, live_config.api_key, live_config.api_secret_hash, live_config.ip_whitelist, live_config.enabled, live_config.updated_at FROM live_config WHERE live_config.id = %(pk_1)s] [parameters: {'pk_1': 1}] (Background on this error at: https://sqlalche.me/e/21/e3q8) // Werkzeug Debugger

OperationalError

sqlalchemy.exc.OperationalError: (pymysql.err.OperationalError) (2013, 'Lost connection to MySQL server during query') [SQL: SELECT live_config.id, live_config.api_key, live_config.api_secret_hash, live_config.ip_whitelist, live_config.enabled, live_config.updated_at FROM live_config WHERE live_config.id = %(pk_1)s] [parameters: {'pk_1': 1}] (Background on this error at: https://sqlalche.me/e/21/e3q8)

Traceback (most recent call last)

sqlalchemy.exc.OperationalError: (pymysql.err.OperationalError) (2013, 'Lost connection to MySQL server during query') [SQL: SELECT live_config.id, live_config.api_key, live_config.api_secret_hash, live_config.ip_whitelist, live_config.enabled, live_config.updated_at FROM live_config WHERE live_config.id = %(pk_1)s] [parameters: {'pk_1': 1}] (Background on this error at: https://sqlalche.me/e/21/e3q8)

This is the Copy/Paste friendly version of the traceback.

The debugger caught an exception in your WSGI application. You can now look at the traceback which led to the error. If you enable JavaScript you can also use additional features such as code execution (if the evalex feature is enabled), automatic pasting of the exceptions and much more.
Brought to you by DON'T PANIC, your friendly Werkzeug powered traceback interpreter.

Console Locked

The console is locked and needs to be unlocked by entering the PIN. You can find the PIN printed out on the standard output of your shell that runs the server.

PIN:

","error":"Non-2xx response from policy API"} [2026-10-30 11:46:35] ERROR: evaluate.aborted_policy_unavailable {"batch_id":"4e49421c-77db-41dc-a7a1-719d413d7639","http_status":500,"error":"Non-2xx response from policy API"} [2026-10-30 11:50:51] INFO: evaluate.received {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","has_file":true,"filename":"temp_2026-10-30_11:46:19_1793340979_co_lending_loan_decision.xlsx","size":18667,"mime":null,"ip":null} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:50:51] WARNING: import.date_parse_failed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:50:51] INFO: import.sheet_parsed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","rows_seen":5,"rows_kept":5,"rows_skipped":0} [2026-10-30 11:50:51] INFO: evaluate.excel_parsed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","row_count":5} [2026-10-30 11:50:51] INFO: policy.request {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 11:50:51] INFO: policy.response {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","ok":true,"http_status":200,"duration_ms":439,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Borrower Maturity Age"],"key":"borrower_maturity_age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 2"],"key":"co_applicant_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 1"],"key":"co_applicant_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil gender Male - \"Male - approve, If female then check marital status, If Female then check else ignore this rule Marital Status- Reject single women as primary borrower"],"key":"gender","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_1 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Overdue Amount\t<=1000, pass"],"key":"overdue_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (0-6 Months) if\t<3 pass"],"key":"dpd_0_6_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Business Vintage (Years) - >=3 years else reject"],"key":"business_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 2 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil tenure - <=36 months else reject"],"key":"tenure","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Borrower Bureau Score (upto 3 lakh loan amount, >=650 else reject) or Loan Amount >3 Lakh and If score >700 pass else reject"],"key":"bureau_score","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Vintage (Years) >=3 years else reject"],"key":"residence_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Bank Statement 6M, Minimum 6 months"],"key":"bank_statement_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 1 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_2 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - 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Residence to Branch Distance (km) - <=30 KM from branch else reject"],"key":"residence_to_branch_distance_km","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Loan Amount - <=4,00,000 else reject"],"key":"loan_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Ownership - Owned/Ancestral/Rent Free else reject"],"key":"residence_ownership","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Foir foir <= 50% pass else fail"],"key":"foir","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - 1. Expansion of existing business. 2. Purchase of additional stock / raw material / working capital 3. Purchase of machinery/equipment 4. Refinancing of existing loans in case of an existing Navadhan customer"],"key":"loan_utilization","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil bureau_loss_count > 0 fail else pass"],"key":"bureau_loss_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_dbt_count > 0 reject else pass"],"key":"bureau_dbt_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_sub_count any value received > 0 reject else pass"],"key":"bureau_sub_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_write_off_count < 1000 pass else reject"],"key":"bureau_write_off_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_settlement_count > 0 reject else pass"],"key":"bureau_settlement_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["LSS count = 0 then approve else reject; after excluding KCC ≤₹3L, Gold Loans, disb. amount ≤₹10K, Mudra Loans, Loan Against Deposit and Guarantor-status loans"],"key":"lss_count_24m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}}]}}}},"error":null} [2026-10-30 11:50:51] INFO: policy.parsed {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","policy_count":1,"policy_names":["Blacksoil-Navdhan"]} [2026-10-30 11:50:51] INFO: row.start {"batch_id":"d1eeb8fe-2214-40b9-aaab-a34b17898e87","row":1,"application_id":"W004LE003792"} [2026-10-30 11:57:32] INFO: evaluate.received {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","has_file":true,"filename":"temp_2026-10-30_11:46:19_1793340979_co_lending_loan_decision.xlsx","size":18667,"mime":null,"ip":null} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"bureau_pull_date","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"co_applicant_bureau_pull_date_1","value":"10-26"} [2026-10-30 11:57:32] WARNING: import.date_parse_failed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","key":"co_applicant_bureau_pull_date_2","value":"10-26"} [2026-10-30 11:57:32] INFO: import.sheet_parsed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","rows_seen":5,"rows_kept":5,"rows_skipped":0} [2026-10-30 11:57:32] INFO: evaluate.excel_parsed {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","row_count":5} [2026-10-30 11:57:32] INFO: policy.request {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 11:57:32] INFO: policy.response {"batch_id":"2fc3349e-cd32-4142-bfcb-0098038af964","ok":true,"http_status":200,"duration_ms":268,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Borrower Maturity Age"],"key":"borrower_maturity_age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 2"],"key":"co_applicant_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 1"],"key":"co_applicant_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting 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Active Credit Lines Count - Value\t<=3 pass"],"key":"active_credit_lines_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (6-12 Months) if <2 pass"],"key":"dpd_6_12_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Applicant NTC, pass if false"],"key":"applicant_ntc","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Cheque Bounce Count 6M,No bounce in last 6 months, pass"],"key":"cheque_bounce_count_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Enquiries Last 3 Months\tValue\t<=5 pass"],"key":"enquiries_last_3_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence to Branch Distance (km) - <=30 KM from branch else reject"],"key":"residence_to_branch_distance_km","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Loan Amount - <=4,00,000 else reject"],"key":"loan_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Ownership - Owned/Ancestral/Rent Free else reject"],"key":"residence_ownership","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Foir foir <= 50% pass else fail"],"key":"foir","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - 1. Expansion of existing business. 2. Purchase of additional stock / raw material / working capital 3. Purchase of machinery/equipment 4. Refinancing of existing loans in case of an existing Navadhan customer"],"key":"loan_utilization","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil bureau_loss_count > 0 fail else pass"],"key":"bureau_loss_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_dbt_count > 0 reject else pass"],"key":"bureau_dbt_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_sub_count any value received > 0 reject else pass"],"key":"bureau_sub_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_write_off_count < 1000 pass else reject"],"key":"bureau_write_off_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_settlement_count > 0 reject else pass"],"key":"bureau_settlement_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["LSS count = 0 then approve else reject; after excluding KCC ≤₹3L, Gold Loans, disb. amount ≤₹10K, Mudra Loans, Loan Against Deposit and Guarantor-status loans"],"key":"lss_count_24m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}}]}}}},"error":null} [2026-10-30 12:24:13] INFO: policy.parsed {"batch_id":"5a3b2a58-ee43-4144-b1b8-dc73c182b456","policy_count":1,"policy_names":["Blacksoil-Navdhan"]} [2026-10-30 12:24:13] INFO: row.start {"batch_id":"5a3b2a58-ee43-4144-b1b8-dc73c182b456","row":1,"application_id":"DP040LE002867"} [2026-10-30 12:25:48] INFO: evaluate.received {"batch_id":"70cee742-55b1-4a3e-a6fd-2abbefe70695","has_file":true,"filename":"temp_2026-10-30_12:08:43_1793342323_co_lending_loan_decision.xlsx","size":15020,"mime":null,"ip":null} [2026-10-30 12:25:48] INFO: import.sheet_parsed {"batch_id":"70cee742-55b1-4a3e-a6fd-2abbefe70695","rows_seen":1,"rows_kept":1,"rows_skipped":0} [2026-10-30 12:25:48] INFO: evaluate.excel_parsed {"batch_id":"70cee742-55b1-4a3e-a6fd-2abbefe70695","row_count":1} [2026-10-30 12:25:48] INFO: policy.request {"batch_id":"70cee742-55b1-4a3e-a6fd-2abbefe70695","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 12:25:48] INFO: policy.response {"batch_id":"70cee742-55b1-4a3e-a6fd-2abbefe70695","ok":true,"http_status":200,"duration_ms":238,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Borrower Maturity Age"],"key":"borrower_maturity_age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 2"],"key":"co_applicant_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 1"],"key":"co_applicant_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil gender Male - 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Business Vintage (Years) - >=3 years else reject"],"key":"business_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 2 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil tenure - <=36 months else reject"],"key":"tenure","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Borrower Bureau Score (upto 3 lakh loan amount, >=650 else reject) or Loan Amount >3 Lakh and If score >700 pass else reject"],"key":"bureau_score","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Vintage (Years) >=3 years else reject"],"key":"residence_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Bank Statement 6M, Minimum 6 months"],"key":"bank_statement_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 1 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_2 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - 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Residence to Branch Distance (km) - <=30 KM from branch else reject"],"key":"residence_to_branch_distance_km","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Loan Amount - <=4,00,000 else reject"],"key":"loan_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Ownership - Owned/Ancestral/Rent Free else reject"],"key":"residence_ownership","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - 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Expansion of existing business. 2. Purchase of additional stock / raw material / working capital 3. Purchase of machinery/equipment 4. 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Residence to Branch Distance (km) - <=30 KM from branch else reject"],"key":"residence_to_branch_distance_km","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Loan Amount - <=4,00,000 else reject"],"key":"loan_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Ownership - Owned/Ancestral/Rent Free else reject"],"key":"residence_ownership","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - 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Expansion of existing business. 2. Purchase of additional stock / raw material / working capital 3. Purchase of machinery/equipment 4. 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reject"],"key":"bureau_write_off_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_settlement_count > 0 reject else pass"],"key":"bureau_settlement_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["LSS count = 0 then approve else reject; after excluding KCC ≤₹3L, Gold Loans, disb. amount ≤₹10K, Mudra Loans, Loan Against Deposit and Guarantor-status loans"],"key":"lss_count_24m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}}]}}}},"error":null} [2026-10-30 12:26:51] INFO: policy.parsed {"batch_id":"168ebe6a-d202-4c6d-b6d9-148779b7e149","policy_count":1,"policy_names":["Blacksoil-Navdhan"]} [2026-10-30 12:26:51] INFO: row.start {"batch_id":"168ebe6a-d202-4c6d-b6d9-148779b7e149","row":1,"application_id":"DP040LE002867"} [2026-10-30 12:26:51] ERROR: row.db_failed {"batch_id":"168ebe6a-d202-4c6d-b6d9-148779b7e149","row":1,"application_id":"DP040LE002867","stage":"create_lead","error":"SQLSTATE[42S22]: Column not found: 1054 Unknown column 'vendor' in 'field list' (SQL: insert into `vendor_loans_data` (`vendor`, `application_id`, `upload_batch_id`, `row_number`, `customer_name`, `customer_category`, `mobile_number`, `pan_number`, `aadhaar_number`, `date_of_birth`, `gender`, `marital_status`, `current_address`, `current_city`, `current_state`, `current_pincode`, `permanent_address`, `permanent_city`, `permanent_state`, `permanent_pincode`, `branch_code`, `name_of_business`, `demographics`, `created_at`, `updated_at`) values (blacksoil, DP040LE002867, 168ebe6a-d202-4c6d-b6d9-148779b7e149, 1, ram devi kushwaha, self employed, 9755179949, mvtpk3021r, , 1983-01-01, male, married, w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001, chhatarpur, madhya pradesh, 471001, w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001, chhatarpur, madhya pradesh, 471001, chhatarpur, murlidhar kirana store, {\"application_id\":\"DP040LE002867\",\"customer_name\":\"ram devi kushwaha\",\"customer_category\":\"self employed\",\"date_of_birth\":\"1983-01-01\",\"age\":\"35\",\"gender\":\"male\",\"marital_status\":\"married\",\"current_address\":\"w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001\",\"current_city\":\"chhatarpur\",\"current_state\":\"madhya pradesh\",\"current_country\":\"india\",\"current_pincode\":\"471001\",\"permanent_address\":\"w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001\",\"permanent_city\":\"chhatarpur\",\"permanent_state\":\"madhya pradesh\",\"permanent_country\":\"india\",\"permanent_pincode\":\"471001\",\"mobile_number\":\"9755179949\",\"pan_number\":\"mvtpk3021r\",\"aadhaar_number\":\"\",\"voter_id_number\":\"\",\"dl_number\":\"\",\"udyam_registration_number\":\"udyam-mp-12-0037528\",\"no_of_members_in_household\":\"8\",\"no_of_earning_members\":\"3\",\"no_of_dependents\":\"5\",\"income_source\":\"business\",\"branch_code\":\"chhatarpur\",\"residence_area\":\"rural\",\"residence_latitude\":\"24.91772663\",\"residence_longitude\":\"79.59556949\",\"residence_ownership\":\"owned\",\"property_owned_by\":\"spouse\",\"residence_to_branch_distance_km\":\"10\",\"branch_latitude\":\"24.91772663\",\"branch_longitude\":\"79.59556949\",\"name_of_business\":\"murlidhar kirana store\",\"business_ownership\":\"owned\",\"incorporation_date\":\"2026-04-16\",\"number_of_employees\":\"2\",\"reference_name_1\":\"rohit sindhi\",\"reference_mobile_number_1\":\"7898843300\",\"reference_name_2\":\"sangeeta soni\",\"reference_mobile_number_2\":\"7898547893\",\"beneficiary_name\":\"ram devi kushwaha\",\"beneficiary_account_no\":\"77352250000573\",\"account_type\":\"savings\",\"ifsc\":\"cnrb0017735\",\"branch_name\":\"chhatarpur\"}, 2026-10-30 12:26:51, 2026-10-30 12:26:51))"} [2026-10-30 12:26:51] INFO: evaluate.completed {"batch_id":"168ebe6a-d202-4c6d-b6d9-148779b7e149","summary":{"total":1,"succeeded":0,"failed":1,"validation_failed":0,"skipped_duplicate":0}} [2026-10-30 12:30:49] INFO: evaluate.received {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","has_file":true,"filename":"temp_2026-10-30_12:08:43_1793342323_co_lending_loan_decision.xlsx","size":15020,"mime":null,"ip":null} [2026-10-30 12:30:50] INFO: import.sheet_parsed {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","rows_seen":1,"rows_kept":1,"rows_skipped":0} [2026-10-30 12:30:50] INFO: evaluate.excel_parsed {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","row_count":1} [2026-10-30 12:30:50] INFO: policy.request {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 12:30:50] INFO: policy.response {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","ok":true,"http_status":200,"duration_ms":376,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Borrower Maturity Age"],"key":"borrower_maturity_age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 2"],"key":"co_applicant_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 1"],"key":"co_applicant_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil gender Male - \"Male - approve, If female then check marital status, If Female then check else ignore this rule Marital Status- Reject single women as primary borrower"],"key":"gender","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_1 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Overdue Amount\t<=1000, pass"],"key":"overdue_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (0-6 Months) if\t<3 pass"],"key":"dpd_0_6_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Business Vintage (Years) - >=3 years else reject"],"key":"business_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 2 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil tenure - <=36 months else reject"],"key":"tenure","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Borrower Bureau Score (upto 3 lakh loan amount, >=650 else reject) or Loan Amount >3 Lakh and If score >700 pass else reject"],"key":"bureau_score","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Vintage (Years) >=3 years else reject"],"key":"residence_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Bank Statement 6M, Minimum 6 months"],"key":"bank_statement_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 1 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_2 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Active Credit Lines Count - Value\t<=3 pass"],"key":"active_credit_lines_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (6-12 Months) if <2 pass"],"key":"dpd_6_12_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Applicant NTC, pass if false"],"key":"applicant_ntc","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Cheque Bounce Count 6M,No bounce in last 6 months, pass"],"key":"cheque_bounce_count_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Enquiries Last 3 Months\tValue\t<=5 pass"],"key":"enquiries_last_3_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence to Branch Distance (km) - <=30 KM from branch else reject"],"key":"residence_to_branch_distance_km","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Loan Amount - <=4,00,000 else reject"],"key":"loan_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Ownership - Owned/Ancestral/Rent Free else reject"],"key":"residence_ownership","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Foir foir <= 50% pass else fail"],"key":"foir","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - 1. Expansion of existing business. 2. Purchase of additional stock / raw material / working capital 3. Purchase of machinery/equipment 4. Refinancing of existing loans in case of an existing Navadhan customer"],"key":"loan_utilization","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil bureau_loss_count > 0 fail else pass"],"key":"bureau_loss_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_dbt_count > 0 reject else pass"],"key":"bureau_dbt_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_sub_count any value received > 0 reject else pass"],"key":"bureau_sub_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_write_off_count < 1000 pass else reject"],"key":"bureau_write_off_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_settlement_count > 0 reject else pass"],"key":"bureau_settlement_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["LSS count = 0 then approve else reject; after excluding KCC ≤₹3L, Gold Loans, disb. amount ≤₹10K, Mudra Loans, Loan Against Deposit and Guarantor-status loans"],"key":"lss_count_24m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}}]}}}},"error":null} [2026-10-30 12:30:50] INFO: policy.parsed {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","policy_count":1,"policy_names":["Blacksoil-Navdhan"]} [2026-10-30 12:30:50] INFO: row.start {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","row":1,"application_id":"DP040LE002867"} [2026-10-30 12:30:50] ERROR: row.db_failed {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","row":1,"application_id":"DP040LE002867","stage":"create_lead","error":"SQLSTATE[HY000]: General error: 1364 Field 'partner_id' doesn't have a default value (SQL: insert into `vendor_loans_data` (`vendor`, `application_id`, `upload_batch_id`, `row_number`, `customer_name`, `customer_category`, `mobile_number`, `pan_number`, `aadhaar_number`, `date_of_birth`, `gender`, `marital_status`, `current_address`, `current_city`, `current_state`, `current_pincode`, `permanent_address`, `permanent_city`, `permanent_state`, `permanent_pincode`, `branch_code`, `name_of_business`, `demographics`, `created_at`, `updated_at`) values (blacksoil, DP040LE002867, 85eac656-a077-4cc4-bac3-e1a0175824a0, 1, ram devi kushwaha, self employed, 9755179949, mvtpk3021r, , 1983-01-01, male, married, w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001, chhatarpur, madhya pradesh, 471001, w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001, chhatarpur, madhya pradesh, 471001, chhatarpur, murlidhar kirana store, {\"application_id\":\"DP040LE002867\",\"customer_name\":\"ram devi kushwaha\",\"customer_category\":\"self employed\",\"date_of_birth\":\"1983-01-01\",\"age\":\"35\",\"gender\":\"male\",\"marital_status\":\"married\",\"current_address\":\"w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001\",\"current_city\":\"chhatarpur\",\"current_state\":\"madhya pradesh\",\"current_country\":\"india\",\"current_pincode\":\"471001\",\"permanent_address\":\"w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001\",\"permanent_city\":\"chhatarpur\",\"permanent_state\":\"madhya pradesh\",\"permanent_country\":\"india\",\"permanent_pincode\":\"471001\",\"mobile_number\":\"9755179949\",\"pan_number\":\"mvtpk3021r\",\"aadhaar_number\":\"\",\"voter_id_number\":\"\",\"dl_number\":\"\",\"udyam_registration_number\":\"udyam-mp-12-0037528\",\"no_of_members_in_household\":\"8\",\"no_of_earning_members\":\"3\",\"no_of_dependents\":\"5\",\"income_source\":\"business\",\"branch_code\":\"chhatarpur\",\"residence_area\":\"rural\",\"residence_latitude\":\"24.91772663\",\"residence_longitude\":\"79.59556949\",\"residence_ownership\":\"owned\",\"property_owned_by\":\"spouse\",\"residence_to_branch_distance_km\":\"10\",\"branch_latitude\":\"24.91772663\",\"branch_longitude\":\"79.59556949\",\"name_of_business\":\"murlidhar kirana store\",\"business_ownership\":\"owned\",\"incorporation_date\":\"2026-04-16\",\"number_of_employees\":\"2\",\"reference_name_1\":\"rohit sindhi\",\"reference_mobile_number_1\":\"7898843300\",\"reference_name_2\":\"sangeeta soni\",\"reference_mobile_number_2\":\"7898547893\",\"beneficiary_name\":\"ram devi kushwaha\",\"beneficiary_account_no\":\"77352250000573\",\"account_type\":\"savings\",\"ifsc\":\"cnrb0017735\",\"branch_name\":\"chhatarpur\"}, 2026-10-30 12:30:50, 2026-10-30 12:30:50))"} [2026-10-30 12:30:50] INFO: evaluate.completed {"batch_id":"85eac656-a077-4cc4-bac3-e1a0175824a0","summary":{"total":1,"succeeded":0,"failed":1,"validation_failed":0,"skipped_duplicate":0}} [2026-10-30 12:48:40] INFO: evaluate.received {"batch_id":"ef06e57e-3aaa-445b-b9fb-1a00df0812cc","has_file":true,"filename":"temp_2026-10-30_12:08:43_1793342323_co_lending_loan_decision.xlsx","size":15020,"mime":null,"ip":null} [2026-10-30 12:48:40] INFO: import.sheet_parsed {"batch_id":"ef06e57e-3aaa-445b-b9fb-1a00df0812cc","rows_seen":1,"rows_kept":1,"rows_skipped":0} [2026-10-30 12:48:40] INFO: evaluate.excel_parsed {"batch_id":"ef06e57e-3aaa-445b-b9fb-1a00df0812cc","row_count":1} [2026-10-30 12:48:40] INFO: policy.request {"batch_id":"ef06e57e-3aaa-445b-b9fb-1a00df0812cc","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 12:48:40] INFO: policy.response {"batch_id":"ef06e57e-3aaa-445b-b9fb-1a00df0812cc","ok":false,"http_status":500,"duration_ms":19,"response":" sqlalchemy.exc.OperationalError: (pymysql.err.OperationalError) (2013, 'Lost connection to MySQL server during query') [SQL: SELECT live_config.id, live_config.api_key, live_config.api_secret_hash, live_config.ip_whitelist, live_config.enabled, live_config.updated_at FROM live_config WHERE live_config.id = %(pk_1)s] [parameters: {'pk_1': 1}] (Background on this error at: https://sqlalche.me/e/21/e3q8) // Werkzeug Debugger

OperationalError

sqlalchemy.exc.OperationalError: (pymysql.err.OperationalError) (2013, 'Lost connection to MySQL server during query') [SQL: SELECT live_config.id, live_config.api_key, live_config.api_secret_hash, live_config.ip_whitelist, live_config.enabled, live_config.updated_at FROM live_config WHERE live_config.id = %(pk_1)s] [parameters: {'pk_1': 1}] (Background on this error at: https://sqlalche.me/e/21/e3q8)

Traceback (most recent call last)

sqlalchemy.exc.OperationalError: (pymysql.err.OperationalError) (2013, 'Lost connection to MySQL server during query') [SQL: SELECT live_config.id, live_config.api_key, live_config.api_secret_hash, live_config.ip_whitelist, live_config.enabled, live_config.updated_at FROM live_config WHERE live_config.id = %(pk_1)s] [parameters: {'pk_1': 1}] (Background on this error at: https://sqlalche.me/e/21/e3q8)

This is the Copy/Paste friendly version of the traceback.

The debugger caught an exception in your WSGI application. You can now look at the traceback which led to the error. If you enable JavaScript you can also use additional features such as code execution (if the evalex feature is enabled), automatic pasting of the exceptions and much more.
Brought to you by DON'T PANIC, your friendly Werkzeug powered traceback interpreter.

Console Locked

The console is locked and needs to be unlocked by entering the PIN. You can find the PIN printed out on the standard output of your shell that runs the server.

PIN:

","error":"Non-2xx response from policy API"} [2026-10-30 12:48:40] ERROR: evaluate.aborted_policy_unavailable {"batch_id":"ef06e57e-3aaa-445b-b9fb-1a00df0812cc","http_status":500,"error":"Non-2xx response from policy API"} [2026-10-30 12:49:08] INFO: evaluate.received {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","has_file":true,"filename":"temp_2026-10-30_12:08:43_1793342323_co_lending_loan_decision.xlsx","size":15020,"mime":null,"ip":null} [2026-10-30 12:49:09] INFO: import.sheet_parsed {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","rows_seen":1,"rows_kept":1,"rows_skipped":0} [2026-10-30 12:49:09] INFO: evaluate.excel_parsed {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","row_count":1} [2026-10-30 12:49:09] INFO: policy.request {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 12:49:09] INFO: policy.response {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","ok":true,"http_status":200,"duration_ms":588,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Borrower Maturity Age"],"key":"borrower_maturity_age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 2"],"key":"co_applicant_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 1"],"key":"co_applicant_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil gender Male - \"Male - approve, If female then check marital status, If Female then check else ignore this rule Marital Status- Reject single women as primary borrower"],"key":"gender","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_1 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Overdue Amount\t<=1000, pass"],"key":"overdue_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (0-6 Months) if\t<3 pass"],"key":"dpd_0_6_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Business Vintage (Years) - >=3 years else reject"],"key":"business_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 2 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil tenure - <=36 months else reject"],"key":"tenure","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Borrower Bureau Score (upto 3 lakh loan amount, >=650 else reject) or Loan Amount >3 Lakh and If score >700 pass else reject"],"key":"bureau_score","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Vintage (Years) >=3 years else reject"],"key":"residence_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Bank Statement 6M, Minimum 6 months"],"key":"bank_statement_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 1 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_2 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Active Credit Lines Count - Value\t<=3 pass"],"key":"active_credit_lines_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (6-12 Months) if <2 pass"],"key":"dpd_6_12_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Applicant NTC, pass if false"],"key":"applicant_ntc","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Cheque Bounce Count 6M,No bounce in last 6 months, pass"],"key":"cheque_bounce_count_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Enquiries Last 3 Months\tValue\t<=5 pass"],"key":"enquiries_last_3_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence to Branch Distance (km) - <=30 KM from branch else reject"],"key":"residence_to_branch_distance_km","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Loan Amount - <=4,00,000 else reject"],"key":"loan_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Ownership - Owned/Ancestral/Rent Free else reject"],"key":"residence_ownership","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Foir foir <= 50% pass else fail"],"key":"foir","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - 1. Expansion of existing business. 2. Purchase of additional stock / raw material / working capital 3. Purchase of machinery/equipment 4. Refinancing of existing loans in case of an existing Navadhan customer"],"key":"loan_utilization","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil bureau_loss_count > 0 fail else pass"],"key":"bureau_loss_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_dbt_count > 0 reject else pass"],"key":"bureau_dbt_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_sub_count any value received > 0 reject else pass"],"key":"bureau_sub_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_write_off_count < 1000 pass else reject"],"key":"bureau_write_off_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_settlement_count > 0 reject else pass"],"key":"bureau_settlement_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["LSS count = 0 then approve else reject; after excluding KCC ≤₹3L, Gold Loans, disb. amount ≤₹10K, Mudra Loans, Loan Against Deposit and Guarantor-status loans"],"key":"lss_count_24m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}}]}}}},"error":null} [2026-10-30 12:49:09] INFO: policy.parsed {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","policy_count":1,"policy_names":["Blacksoil-Navdhan"]} [2026-10-30 12:49:09] INFO: row.start {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","row":1,"application_id":"DP040LE002867"} [2026-10-30 12:49:09] ERROR: row.db_failed {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","row":1,"application_id":"DP040LE002867","stage":"create_lead","error":"SQLSTATE[HY000]: General error: 1364 Field 'partner_id' doesn't have a default value (SQL: insert into `vendor_loans_data` (`vendor`, `application_id`, `upload_batch_id`, `row_number`, `customer_name`, `customer_category`, `mobile_number`, `pan_number`, `aadhaar_number`, `date_of_birth`, `gender`, `marital_status`, `current_address`, `current_city`, `current_state`, `current_pincode`, `permanent_address`, `permanent_city`, `permanent_state`, `permanent_pincode`, `branch_code`, `name_of_business`, `demographics`, `created_at`, `updated_at`) values (blacksoil, DP040LE002867, a24efb1b-6a7b-444e-a1f8-3869983e0175, 1, ram devi kushwaha, self employed, 9755179949, mvtpk3021r, , 1983-01-01, male, married, w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001, chhatarpur, madhya pradesh, 471001, w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001, chhatarpur, madhya pradesh, 471001, chhatarpur, murlidhar kirana store, {\"application_id\":\"DP040LE002867\",\"customer_name\":\"ram devi kushwaha\",\"customer_category\":\"self employed\",\"date_of_birth\":\"1983-01-01\",\"age\":\"35\",\"gender\":\"male\",\"marital_status\":\"married\",\"current_address\":\"w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001\",\"current_city\":\"chhatarpur\",\"current_state\":\"madhya pradesh\",\"current_country\":\"india\",\"current_pincode\":\"471001\",\"permanent_address\":\"w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001\",\"permanent_city\":\"chhatarpur\",\"permanent_state\":\"madhya pradesh\",\"permanent_country\":\"india\",\"permanent_pincode\":\"471001\",\"mobile_number\":\"9755179949\",\"pan_number\":\"mvtpk3021r\",\"aadhaar_number\":\"\",\"voter_id_number\":\"\",\"dl_number\":\"\",\"udyam_registration_number\":\"udyam-mp-12-0037528\",\"no_of_members_in_household\":\"8\",\"no_of_earning_members\":\"3\",\"no_of_dependents\":\"5\",\"income_source\":\"business\",\"branch_code\":\"chhatarpur\",\"residence_area\":\"rural\",\"residence_latitude\":\"24.91772663\",\"residence_longitude\":\"79.59556949\",\"residence_ownership\":\"owned\",\"property_owned_by\":\"spouse\",\"residence_to_branch_distance_km\":\"10\",\"branch_latitude\":\"24.91772663\",\"branch_longitude\":\"79.59556949\",\"name_of_business\":\"murlidhar kirana store\",\"business_ownership\":\"owned\",\"incorporation_date\":\"2026-04-16\",\"number_of_employees\":\"2\",\"reference_name_1\":\"rohit sindhi\",\"reference_mobile_number_1\":\"7898843300\",\"reference_name_2\":\"sangeeta soni\",\"reference_mobile_number_2\":\"7898547893\",\"beneficiary_name\":\"ram devi kushwaha\",\"beneficiary_account_no\":\"77352250000573\",\"account_type\":\"savings\",\"ifsc\":\"cnrb0017735\",\"branch_name\":\"chhatarpur\"}, 2026-10-30 12:49:09, 2026-10-30 12:49:09))"} [2026-10-30 12:49:09] INFO: evaluate.completed {"batch_id":"a24efb1b-6a7b-444e-a1f8-3869983e0175","summary":{"total":1,"succeeded":0,"failed":1,"validation_failed":0,"skipped_duplicate":0}} [2026-10-30 12:50:39] INFO: evaluate.received {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","has_file":true,"filename":"temp_2026-10-30_12:08:43_1793342323_co_lending_loan_decision.xlsx","size":15020,"mime":null,"ip":null} [2026-10-30 12:50:39] INFO: import.sheet_parsed {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","rows_seen":1,"rows_kept":1,"rows_skipped":0} [2026-10-30 12:50:39] INFO: evaluate.excel_parsed {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","row_count":1} [2026-10-30 12:50:39] INFO: policy.request {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 12:50:40] INFO: policy.response {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","ok":true,"http_status":200,"duration_ms":259,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Borrower Maturity Age"],"key":"borrower_maturity_age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 2"],"key":"co_applicant_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 1"],"key":"co_applicant_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil gender Male - \"Male - approve, If female then check marital status, If Female then check else ignore this rule Marital Status- Reject single women as primary borrower"],"key":"gender","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_1 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Overdue Amount\t<=1000, pass"],"key":"overdue_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (0-6 Months) if\t<3 pass"],"key":"dpd_0_6_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Business Vintage (Years) - >=3 years else reject"],"key":"business_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 2 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil tenure - <=36 months else reject"],"key":"tenure","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Borrower Bureau Score (upto 3 lakh loan amount, >=650 else reject) or Loan Amount >3 Lakh and If score >700 pass else reject"],"key":"bureau_score","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Vintage (Years) >=3 years else reject"],"key":"residence_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Bank Statement 6M, Minimum 6 months"],"key":"bank_statement_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 1 Maturity Age (<=63 else reject)"],"key":"co_applicant_maturity_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_2 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Active Credit Lines Count - Value\t<=3 pass"],"key":"active_credit_lines_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - DPD (6-12 Months) if <2 pass"],"key":"dpd_6_12_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Applicant NTC, pass if false"],"key":"applicant_ntc","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Cheque Bounce Count 6M,No bounce in last 6 months, pass"],"key":"cheque_bounce_count_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Enquiries Last 3 Months\tValue\t<=5 pass"],"key":"enquiries_last_3_months","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence to Branch Distance (km) - <=30 KM from branch else reject"],"key":"residence_to_branch_distance_km","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Loan Amount - <=4,00,000 else reject"],"key":"loan_amount","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Ownership - Owned/Ancestral/Rent Free else reject"],"key":"residence_ownership","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Son,Father,mother,Grandfather,Grandmother,Brother, Uncle (immediate paternal and maternal uncle) - pass else reject"],"key":"co_applicant_relationship_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Foir foir <= 50% pass else fail"],"key":"foir","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - 1. Expansion of existing business. 2. Purchase of additional stock / raw material / working capital 3. Purchase of machinery/equipment 4. Refinancing of existing loans in case of an existing Navadhan customer"],"key":"loan_utilization","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil bureau_loss_count > 0 fail else pass"],"key":"bureau_loss_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_dbt_count > 0 reject else pass"],"key":"bureau_dbt_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_sub_count any value received > 0 reject else pass"],"key":"bureau_sub_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_write_off_count < 1000 pass else reject"],"key":"bureau_write_off_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["bureau_settlement_count > 0 reject else pass"],"key":"bureau_settlement_count","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["LSS count = 0 then approve else reject; after excluding KCC ≤₹3L, Gold Loans, disb. amount ≤₹10K, Mudra Loans, Loan Against Deposit and Guarantor-status loans"],"key":"lss_count_24m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}}]}}}},"error":null} [2026-10-30 12:50:40] INFO: policy.parsed {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","policy_count":1,"policy_names":["Blacksoil-Navdhan"]} [2026-10-30 12:50:40] INFO: row.start {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","row":1,"application_id":"DP040LE002867"} [2026-10-30 12:50:40] ERROR: row.db_failed {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","row":1,"application_id":"DP040LE002867","stage":"create_lead","error":"SQLSTATE[23000]: Integrity constraint violation: 1048 Column 'partner_id' cannot be null (SQL: insert into `vendor_loans_data` (`vendor`, `application_id`, `partner_id`, `upload_batch_id`, `row_number`, `customer_name`, `customer_category`, `mobile_number`, `pan_number`, `aadhaar_number`, `date_of_birth`, `gender`, `marital_status`, `current_address`, `current_city`, `current_state`, `current_pincode`, `permanent_address`, `permanent_city`, `permanent_state`, `permanent_pincode`, `branch_code`, `name_of_business`, `demographics`, `created_at`, `updated_at`) values (blacksoil, DP040LE002867, , e364cc72-c265-4e70-bb64-5af2fc8c97df, 1, ram devi kushwaha, self employed, 9755179949, mvtpk3021r, , 1983-01-01, male, married, w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001, chhatarpur, madhya pradesh, 471001, w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001, chhatarpur, madhya pradesh, 471001, chhatarpur, murlidhar kirana store, {\"application_id\":\"DP040LE002867\",\"customer_name\":\"ram devi kushwaha\",\"customer_category\":\"self employed\",\"date_of_birth\":\"1983-01-01\",\"age\":\"35\",\"gender\":\"male\",\"marital_status\":\"married\",\"current_address\":\"w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001\",\"current_city\":\"chhatarpur\",\"current_state\":\"madhya pradesh\",\"current_country\":\"india\",\"current_pincode\":\"471001\",\"permanent_address\":\"w o murlidhar kushwaha ward number 10 tamraai mohalla lodhi kuiyaa ke pass chhatarpur chhatarpur chhatarpur madhya pradesh 471001\",\"permanent_city\":\"chhatarpur\",\"permanent_state\":\"madhya pradesh\",\"permanent_country\":\"india\",\"permanent_pincode\":\"471001\",\"mobile_number\":\"9755179949\",\"pan_number\":\"mvtpk3021r\",\"aadhaar_number\":\"\",\"voter_id_number\":\"\",\"dl_number\":\"\",\"udyam_registration_number\":\"udyam-mp-12-0037528\",\"no_of_members_in_household\":\"8\",\"no_of_earning_members\":\"3\",\"no_of_dependents\":\"5\",\"income_source\":\"business\",\"branch_code\":\"chhatarpur\",\"residence_area\":\"rural\",\"residence_latitude\":\"24.91772663\",\"residence_longitude\":\"79.59556949\",\"residence_ownership\":\"owned\",\"property_owned_by\":\"spouse\",\"residence_to_branch_distance_km\":\"10\",\"branch_latitude\":\"24.91772663\",\"branch_longitude\":\"79.59556949\",\"name_of_business\":\"murlidhar kirana store\",\"business_ownership\":\"owned\",\"incorporation_date\":\"2026-04-16\",\"number_of_employees\":\"2\",\"reference_name_1\":\"rohit sindhi\",\"reference_mobile_number_1\":\"7898843300\",\"reference_name_2\":\"sangeeta soni\",\"reference_mobile_number_2\":\"7898547893\",\"beneficiary_name\":\"ram devi kushwaha\",\"beneficiary_account_no\":\"77352250000573\",\"account_type\":\"savings\",\"ifsc\":\"cnrb0017735\",\"branch_name\":\"chhatarpur\"}, 2026-10-30 12:50:40, 2026-10-30 12:50:40))"} [2026-10-30 12:50:40] INFO: evaluate.completed {"batch_id":"e364cc72-c265-4e70-bb64-5af2fc8c97df","summary":{"total":1,"succeeded":0,"failed":1,"validation_failed":0,"skipped_duplicate":0}} [2026-10-30 12:52:18] INFO: evaluate.received {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","has_file":true,"filename":"temp_2026-10-30_12:52:14_1793344934_co_lending_loan_decision.xlsx","size":15023,"mime":null,"ip":null} [2026-10-30 12:52:18] INFO: import.sheet_parsed {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","rows_seen":1,"rows_kept":1,"rows_skipped":0} [2026-10-30 12:52:18] INFO: evaluate.excel_parsed {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","row_count":1} [2026-10-30 12:52:18] INFO: policy.request {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","url":"http://localhost:7000/api/live/policy/policy-d9204242"} [2026-10-30 12:52:19] INFO: policy.response {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","ok":true,"http_status":200,"duration_ms":244,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Borrower Maturity Age"],"key":"borrower_maturity_age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 2"],"key":"co_applicant_age_2","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil Co Applicant Age 1"],"key":"co_applicant_age_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil gender Male - \"Male - approve, If female then check marital status, If Female then check else ignore this rule Marital Status- Reject single women as primary borrower"],"key":"gender","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - co_applicant_bureau_score_1 (upto 3 lakh loan, >=620 OR -1 to 18 else reject)"],"key":"co_applicant_bureau_score_1","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Overdue Amount\t<=1000, 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reject"],"key":"tenure","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Borrower Bureau Score (upto 3 lakh loan amount, >=650 else reject) or Loan Amount >3 Lakh and If score >700 pass else reject"],"key":"bureau_score","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Residence Vintage (Years) >=3 years else reject"],"key":"residence_vintage_years","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Bank Statement 6M, Minimum 6 months"],"key":"bank_statement_6m","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting normalization"]}},{"description":["Blacksoil - Co-applicant 1 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{"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","row":1,"application_id":"PD040LE002867"} [2026-10-30 12:52:19] INFO: row.lead_created {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","row":1,"application_id":"PD040LE002867","vendor_loan_id":283} [2026-10-30 12:52:19] INFO: row.co_applicants_saved {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","row":1,"vendor_loan_id":283,"count":2} [2026-10-30 12:52:19] INFO: row.decision_data_saved {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","row":1,"vendor_loan_id":283,"decision_keys":93} [2026-10-30 12:52:19] INFO: row.api_request 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0","result":true,"source":0},{"against":["0","lessThanEqual"],"key":"bureau_settlement_count","log":[],"reason":"Passed: 0.0 lessThanEqual 0","result":true,"source":0},{"against":[],"key":"lss_count_24m","log":["Execution halted: Data not found: 'lss_count_24m' is missing from the JSON payload."],"reason":"Data not found: 'lss_count_24m' is missing from the JSON payload.","result":false,"source":[]}]},"status":false},"error":null} [2026-10-30 12:52:20] INFO: row.bre_decision_saved {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","row":1,"vendor_loan_id":283,"bre_decision_id":818,"status":"success","decision":null} [2026-10-30 12:52:20] INFO: evaluate.completed {"batch_id":"3d920936-3ea4-46c8-a509-4422553e0698","summary":{"total":1,"succeeded":1,"failed":0,"validation_failed":0,"skipped_duplicate":0}} [2026-10-30 13:20:04] INFO: evaluate.received {"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","has_file":true,"filename":"temp_2026-10-30_13:18:18_1793346498_co_lending_loan_decision.xlsx","size":15056,"mime":null,"ip":null} [2026-10-30 13:20:04] INFO: import.sheet_parsed {"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","rows_seen":1,"rows_kept":1,"rows_skipped":0} [2026-10-30 13:20:04] INFO: evaluate.excel_parsed {"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","row_count":1} [2026-10-30 13:20:04] INFO: policy.request {"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","url":"http://localhost:7000/api/live/policy/policy-c678e363"} [2026-10-30 13:20:04] INFO: policy.response {"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","ok":true,"http_status":200,"duration_ms":318,"response":{"grade":{"rules":{"Blacksoil-Navdhan":{"rule":[{"description":["Blacksoil Age >=21 and <=60 pass else reject"],"key":"age","priority":1,"value":{"against":["Over 9 levels deep, aborting normalization"],"source":["Over 9 levels deep, aborting 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{"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","row":1,"application_id":"QA040LE002867"} [2026-10-30 13:20:04] INFO: row.lead_created {"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","row":1,"application_id":"QA040LE002867","vendor_loan_id":284} [2026-10-30 13:20:05] INFO: row.co_applicants_saved {"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","row":1,"vendor_loan_id":284,"count":2} [2026-10-30 13:20:05] INFO: row.decision_data_saved {"batch_id":"f99cbd50-b910-487b-a73c-9cc3c93ebc32","row":1,"vendor_loan_id":284,"decision_keys":93} [2026-10-30 13:20:05] INFO: row.api_request 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