Grade

Grade Alias: *

Min Loan Amount: *

Max Loan Amount: *

Net Tenure: *

Credit Score: *

FOIR: *

CF FOIR: *

Monthly Income: *

Minimum Age: *

(Term Loan) Amount Should be Paid (%): Default value should be 0

(Credit Card) Amount Should be Paid (%): Default value should be 0

Employee Status: *

employee_status) ? explode(',',$grade->employee_status) : []; ?>

Bank Validation (%): Default value should be 0

EPF Employment Verification: *

epf_verification) && $grade->epf_verification == 1): ?> checked type="checkbox" class="form-control m-input epf_verify" name="epf_verification" value="epf_verification) && $grade->epf_verification == 1 ? $grade->epf_verification : ''); ?>"> Yes epf_verification) && $grade->epf_verification == 0): ?> checked type="checkbox" class="form-control m-input epf_verify" name="epf_verification_no" value="epf_verification) && $grade->epf_verification == 0 ? $grade->epf_verification : ''); ?>" > No

Fetch GST Number using PAN: *

fetch_gst) && $grade->fetch_gst == 1): ?> checked type="checkbox" class="form-control m-input fetch_gst" name="fetch_gst" value="fetch_gst) && $grade->fetch_gst == 1 ? $grade->fetch_gst : ''); ?>"> Yes fetch_gst) && $grade->fetch_gst == 0): ?> checked type="checkbox" class="form-control m-input fetch_gst" name="fetch_gst_no" value="fetch_gst) && $grade->fetch_gst == 0 ? $grade->fetch_gst : ''); ?>" > No

Min Loan Amount for Thin File:

Max Loan Amount for Thin File:

Net Tenure for Thin File:

FOIR for Thin File:

CF FOIR for Thin File:

Monthly Income for Thin File:

Minimum Age for Thin File:

Employee Status for Thin File:

thin_file_employee_status) ? explode(',',$grade->thin_file_employee_status) : []; ?>

Thin File Bank Validation (%): Default value should be 0

EPF Employment Verification for Thin File:

thin_file_epf_verification) && $grade->thin_file_epf_verification == 1): ?> checked type="checkbox" class="form-control m-input" name="thin_file_epf_verification" value="thin_file_epf_verification) ? $grade->thin_file_epf_verification : ''); ?>">

Fetch GST Number using PAN for Thin File:

thin_file_fetch_gst) && $grade->thin_file_fetch_gst == 1): ?> checked type="checkbox" class="form-control m-input" name="thin_file_fetch_gst" value="thin_file_fetch_gst) ? $grade->thin_file_fetch_gst : ''); ?>">

Last Payment Date:

Pincode Approval:

is_pincode_approved) && $grade->is_pincode_approved == 1): ?> checked type="checkbox" class="form-control m-input" name="is_pincode_approved" value="is_pincode_approved) ? $grade->is_pincode_approved : ''); ?>" >

Select the Auto decisioning factors below:

Rejected:

rejected) && $grade->rejected == 1): ?> checked type="checkbox" class="form-control m-input" name="rejected" value="rejected) ? $grade->rejected : ''); ?>" >

checkDuplicates:

checkDuplicates) && $grade->checkDuplicates == 1): ?> checked type="checkbox" class="form-control m-input" name="checkDuplicates" value="checkDuplicates) ? $grade->checkDuplicates : ''); ?>" >

Negative Area:

negative_area) && $grade->negative_area == 1): ?> checked type="checkbox" class="form-control m-input" name="negative_area" value="negative_area) ? $grade->negative_area : ''); ?>" >

guarantor:

guarantor) && $grade->guarantor == 1): ?> checked type="checkbox" class="form-control m-input" name="guarantor" value="guarantor) ? $grade->guarantor : ''); ?>" >

AccountType:

accountType) && $grade->accountType == 1): ?> checked type="checkbox" class="form-control m-input" name="accountType" value="accountType) ? $grade->accountType : ''); ?>" >

No Owned House:

no_owned_house) && $grade->no_owned_house == 1): ?> checked type="checkbox" class="form-control m-input" name="no_owned_house" value="no_owned_house) ? $grade->no_owned_house : ''); ?>" >

Zero Downpayment:

zero_downpayment) && $grade->zero_downpayment == 1): ?> checked type="checkbox" class="form-control m-input" name="zero_downpayment" value="zero_downpayment) ? $grade->zero_downpayment : ''); ?>" >

Case Type:

caseType) && $grade->caseType == 1): ?> checked type="checkbox" class="form-control m-input" name="caseType" onchange="selectCheckBoxChanged()" value="caseType) ? $grade->caseType : ''); ?>" >

Case Type:

Age at Last EMI:

ageAtLastEMI) && $grade->ageAtLastEMI == 1): ?> checked type="checkbox" class="form-control m-input" name="ageAtLastEMI" onchange="selectCheckBoxChanged()" value="ageAtLastEMI) ? $grade->ageAtLastEMI : ''); ?>" >

Age at Last EMI:

DPD Count Rejection:

dpdCountRejection) && $grade->dpdCountRejection == 1): ?> checked type="checkbox" class="form-control m-input" onchange="selectCheckBoxChanged()" name="dpdCountRejection" value="dpdCountRejection) ? $grade->dpdCountRejection : ''); ?>" >

DPD Count Rejection Years:

DPD Count Rejection DPDs:

Past Dues:

pastDues) && $grade->pastDues == 1): ?> checked type="checkbox" class="form-control m-input" name="pastDues" onchange="selectCheckBoxChanged()" value="pastDues) ? $grade->pastDues : ''); ?>" >

Past Dues:

Three Year:

threeYear) && $grade->threeYear == 1): ?> checked type="checkbox" class="form-control m-input" name="threeYear" onchange="selectCheckBoxChanged()" value="threeYear) ? $grade->threeYear : ''); ?>" >

DPD Keywords:

DPD Years:

DPD Years dpds:

Above Three Year:

aboveThreeYear) && $grade->aboveThreeYear == 1): ?> checked type="checkbox" class="form-control m-input" name="aboveThreeYear" onchange="selectCheckBoxChanged()" value="aboveThreeYear) ? $grade->aboveThreeYear : ''); ?>" >

Above DPD Keywords:

DPD Above Years:

DPD Above Years dpds:

Track Record: Active or Closed loan/CC in L3Y with min of 50% of requested value or 50K

track_record) && $grade->track_record == 1): ?> checked type="checkbox" class="form-control m-input" name="track_record" value="track_record) ? $grade->track_record : ''); ?>" >

id) || !isset($_GET['grade']))) || (!isset($grade->id) && \Illuminate\Support\Facades\Session::has('Grades_Create|13-0-1'))): ?>

Document Rule

addLoop($__currentLoopData); foreach($__currentLoopData as $index=>$docRule): $__env->incrementLoopIndices(); $loop = $__env->getLastLoop(); ?>

id)): ?> alice) ? $docRule->alice : 'Score '. $docRule->score_from.' - '.$docRule->score_to.' / '.$docRule->employment_type; ?> Create New Document Rule

Choose Alise: *

Credit Score: *

Negative Profile:

negative_profile) && $docRule->negative_profile == 1): ?> checked="checked" name="negative_profile">

Negative Area:

negative_area) && $docRule->negative_area == 1): ?> checked="checked" name="negative_area">

Collateral Loan:

collateral_loan) && $docRule->collateral_loan == 1): ?> checked="checked" name="collateral_loan">

Choose Employment Type:: *

FOIR: *

Loan Amount: *

Income: *

Net Disbursement: *

Choose Document Set: *

id)) || (!isset($docRule->id) && \Illuminate\Support\Facades\Session::has('Grades_Create|13-0-1'))): ?>

popLoop(); $loop = $__env->getLastLoop(); ?>

Pre-Approval Rule

addLoop($__currentLoopData); foreach($__currentLoopData as $index=>$preApproval): $__env->incrementLoopIndices(); $loop = $__env->getLastLoop(); ?>

id)): ?> thin_file): ?> score.' / '.$preApproval->employment_type; ?> employment_type; ?> Create New Pre-Approval Rule

Thin File:

thin_file) && $preApproval->thin_file == 1 ? 'checked="checked"' : ''; ?>>

Choose Employment Type: *

employment_type) ? explode(',',$preApproval->employment_type) : []; ?>

Min Loan Amount: *

Max Loan Amount: *

Net Tenure: *

Score: *

Past Dues: *

FOIR: *

CF FOIR: *

Monthly Income: *

Minimum Age: *

Maximum Age: *

Residence Status: *

residence_status) ? explode(',',$preApproval->residence_status) : []; ?>

id)) || (!isset($preApproval->id) && \Illuminate\Support\Facades\Session::has('Grades_Create|13-0-1'))): ?>

popLoop(); $loop = $__env->getLastLoop(); ?>

Auto Reject Rule

Auto Reject Consumer App

id)): ?>

If one of them condition failed than it will reject the application. There is OR condition between the each attributes.

Min Score (eg. >= -1 )

Max Score (eg. <= 625 )

Total Past Dues

Max DPD

Age

Monthly Income

FOIR (%)

Negative Area

negative_area) && $grade['auto_reject']['consumer']->negative_area == 1): ?> checked="checked" />

Pincode Should Be Approved

approved_pincode) && $grade['auto_reject']['consumer']->approved_pincode == 1): ?> checked="checked" />

id)) || (!isset($grade['auto_reject']['consumer']->id) && \Illuminate\Support\Facades\Session::has('Grades_Create|13-0-1'))): ?>

Auto Reject Except Consumer App

id)): ?>

Formula - ((Min Score && Max Score) && ( >= Total Past Dues || >= Max DPD) || Age || Negative Area || Pincode Approval))

Min Score (eg. >= -1 )

Max Score (eg. <= 625 )

Total Past Dues

Max DPD

Age

Negative Area

negative_area) && $grade['auto_reject']['ex_consumer']->negative_area == 1): ?> checked="checked" />

Pincode Should Be Approved

approved_pincode) && $grade['auto_reject']['ex_consumer']->approved_pincode == 1): ?> checked="checked" />

id)) || (!isset($grade['auto_reject']['ex_consumer']->id) && \Illuminate\Support\Facades\Session::has('Grades_Create|13-0-1'))): ?>