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loan_amount)) { if (($lead->partner_id ?? null) == 1) { $calculatedAmount = $lead->loan_amount * 0.9; } elseif (($lead->partner_id ?? null) == 2) { $calculatedAmount = $lead->loan_amount * 0.8; } else { $calculatedAmount = $lead->loan_amount; } } $calculatedAmount = number_format($calculatedAmount, 2, '.', ''); $hasBreEntry = isset($breDecision) && !empty($breDecision); $apiResp = []; $payloadData = []; if ($hasBreEntry) { // Get response JSON string and decode safely $rawResponseStr = trim((string)($breDecision->api_response ?? ($breDecision->response ?? ''))); if ($rawResponseStr !== '' && $rawResponseStr !== '[]' && $rawResponseStr !== '{}') { $decodedResp = is_array($breDecision->api_response) ? $breDecision->api_response : json_decode($rawResponseStr, true); if (is_array($decodedResp)) { $apiResp = $decodedResp; } } // Get payload JSON string and decode safely $rawPayloadStr = trim((string)($breDecision->payload ?? '')); $payloadRaw = []; if ($rawPayloadStr !== '' && $rawPayloadStr !== '[]' && $rawPayloadStr !== '{}') { $decodedP = is_array($breDecision->payload) ? $breDecision->payload : json_decode($rawPayloadStr, true); if (is_array($decodedP)) { $payloadRaw = $decodedP; } } // Extract nested payloadData dictionary safely if (!empty($payloadRaw)) { if (isset($payloadRaw['payload']) && is_array($payloadRaw['payload']) && !empty($payloadRaw['payload'])) { $payloadData = $payloadRaw['payload']; } elseif (isset($payloadRaw['grade']['rules']) && is_array($payloadRaw['grade']['rules'])) { foreach ($payloadRaw['grade']['rules'] as $ruleGrp) { if (isset($ruleGrp['payload']) && is_array($ruleGrp['payload']) && !empty($ruleGrp['payload'])) { $payloadData = $ruleGrp['payload']; break; } } } else { $payloadData = $payloadRaw; } } } // Check if response and payload have content $hasResponseData = !empty($apiResp); $hasPayloadData = !empty($payloadData); // Response status value $respStatusVal = null; if ($hasResponseData && isset($apiResp['status'])) { $respStatusVal = $apiResp['status']; } // Strictly evaluate BRE status success: // "BRE status only consider success if the response column has data and 'status' should be true" $isPassed = $hasBreEntry && $hasResponseData && ($respStatusVal === true || $respStatusVal === 1 || strtolower(trim((string)$respStatusVal)) === 'true'); $isFailed = $hasBreEntry && (!$isPassed); // Find failed condition if any $failedConditionInfo = null; if ($hasResponseData) { foreach ($apiResp as $k => $v) { if (is_array($v) && isset($v['failed_condition'])) { $fcKey = $v['failed_condition']['key'] ?? null; $fcReason = $v['failed_condition']['reason'] ?? null; if ($fcKey || $fcReason) { $failedConditionInfo = "Failed Condition: Rule " . ($fcKey ? "{$fcKey} " : "") . "failed — " . ($fcReason ?? "Policy check failed"); break; } } } } ?>

Disbursement Details

Amount

₹amount ?? 0, 2)); ?>

UTR Number

utr_number ?? '—'); ?>

Disbursement Date

disbursement_date) ? date('d-M-Y', strtotime($disbursementDetails->disbursement_date)) : '—'); ?>

Disbursed By

user_name ?? 'System'); ?>

BRE Decision Result

id)): ?> View Full BRE Detail

BRE Status

Passed / Approved BRE Failed

Evaluated At

created_at ?? '—'); ?>

Policy Checks Summary

BRE Failed — Response or payload data is empty BRE Failed — Policy checks failed $v) { if ($k !== 'status' && is_array($v)) { $policies[$k] = $v; } } ?> 0): ?> Passed BRE Policy Checks (). BRE decision passed successfully.

BRE Payload Metrics

Bureau Score

Loan Purpose

Applicant NTC

No Yes

Co-Applicant Status

0): ?> Co-Applicant Present (Age: ) No Co-Applicant

DPD (0-6 Months)

DPD (6-12 Months)

Overdue Amount

Business Income

BRE not executed yet for this lead.

Personal Information

Customer Name

customer_name) ? ucwords(strtolower($lead->customer_name)) : null)); ?>

Gender

gender) ? ucfirst($lead->gender) : null)); ?>

Date of Birth

date_of_birth ?? null)); ?>

Customer Category

customer_category ?? null)); ?>

Mobile Number

mobile_number ?? null)); ?>

Aadhaar Number

aadhaar_number ?? null)); ?>

PAN Card

pan_number) ? strtoupper($lead->pan_number) : null)); ?>

Marital Status

marital_status ?? null)); ?>

Name of Business

name_of_business ?? null)); ?>

Branch Code

branch_code ?? null)); ?>

Address Information

Current Address

current_address ?? null)); ?>

City

current_city ?? null)); ?>

State

current_state ?? null)); ?>

Pincode

current_pincode ?? null)); ?>

permanent_address)): ?>

Permanent Address

permanent_address)); ?>

Permanent City

permanent_city ?? null)); ?>

Permanent State

permanent_state ?? null)); ?>

Permanent Pincode

permanent_pincode ?? null)); ?>

Loan & Application Details

Application ID

application_id ?? null)); ?>

Vendor / Partner

partner_name ?? (isset($lead->vendor) ? ucfirst($lead->vendor) : null))); ?>

Upload Batch ID

upload_batch_id ?? null)); ?>

Created At

created_at ?? null)); ?>

Uploaded Documents

Document Name / Type *

Choose File *

map(function($c){ return $c->documentMaster->name ?? null; })->filter()->values()->toArray() : []; $preSanctionReqText = count($preSanctionReqList) > 0 ? "Required Pre-Sanction Documents:
• " . implode("
• ", $preSanctionReqList) : "No requirements configured"; $uploadedPreSanction = isset($preSanctionConfigs) ? $preSanctionConfigs->filter(function($c){ return !empty($c->uploadedDocument); })->values() : collect(); ?>

Pre-Sanction Documents

0): ?>

addLoop($__currentLoopData); foreach($__currentLoopData as $index => $cfg): $__env->incrementLoopIndices(); $loop = $__env->getLastLoop(); ?> documentMaster; $uploaded = $cfg->uploadedDocument; $logs = $cfg->docLogs ?? collect(); $status = $cfg->latestStatus ?? null; ?> popLoop(); $loop = $__env->getLastLoop(); ?>

#	Document Name	Uploaded By	Uploaded At	Action
	name ?? '—'); ?>	user_name ?? 'Credit Fair') : '—'); ?>	created_at)) ? \Carbon\Carbon::parse($uploaded->created_at)->format('Y-m-d H:i:s') : '—'); ?>	View
Audit Logs / Approval History addLoop($__currentLoopData); foreach($__currentLoopData as $log): $__env->incrementLoopIndices(); $loop = $__env->getLastLoop(); ?> action) === 'approved'): ?> Approved Rejected user_name ?? 'User'); ?> remark)): ?> — "remark); ?>" blacksoil_document_id)): ?> View Document created_at) ? \Carbon\Carbon::parse($log->created_at)->format('Y-m-d H:i:s') : ''); ?> popLoop(); $loop = $__env->getLastLoop(); ?>

No pre-sanction documents uploaded yet.

map(function($c){ return $c->documentMaster->name ?? null; })->filter()->values()->toArray() : []; $postSanctionReqText = count($postSanctionReqList) > 0 ? "Required Post-Sanction Documents:
• " . implode("
• ", $postSanctionReqList) : "No requirements configured"; $uploadedPostSanction = isset($postSanctionConfigs) ? $postSanctionConfigs->filter(function($c){ return !empty($c->uploadedDocument); })->values() : collect(); ?>

Post-Sanction Documents

0): ?>

#	Document Name	Uploaded By	Uploaded At	Action
	name ?? '—'); ?>	user_name ?? 'Credit Fair') : '—'); ?>	created_at)) ? \Carbon\Carbon::parse($uploaded->created_at)->format('Y-m-d H:i:s') : '—'); ?>	View
Audit Logs / Approval History addLoop($__currentLoopData); foreach($__currentLoopData as $log): $__env->incrementLoopIndices(); $loop = $__env->getLastLoop(); ?> action) === 'approved'): ?> Approved Rejected user_name ?? 'User'); ?> remark)): ?> — "remark); ?>" blacksoil_document_id)): ?> View Document created_at) ? \Carbon\Carbon::parse($log->created_at)->format('Y-m-d H:i:s') : ''); ?> popLoop(); $loop = $__env->getLastLoop(); ?>

No post-sanction documents uploaded yet.

#	Document Name	Document Code	Uploaded By	Created At	Action
		document_code ?? '—'); ?>	user_name ?? 'Credit Fair'); ?>	created_at) ? \Carbon\Carbon::parse($doc->created_at)->format('Y-m-d H:i:s') : '—'); ?>	View

Status History

0): ?> addLoop($__currentLoopData); foreach($__currentLoopData as $log): $__env->incrementLoopIndices(); $loop = $__env->getLastLoop(); ?> popLoop(); $loop = $__env->getLastLoop(); ?>

Status	Remark	Visible to Merchant	Updated By	Date & Time
status); ?>	remark ?? '—'); ?>	visible_to_partner) && $log->visible_to_partner == 0): ?> No Yes	user_name ?? 'System'); ?>	created_at); ?>

No status changes recorded yet.

Remarks / Comments

0): ?> addLoop($__currentLoopData); foreach($__currentLoopData as $comment): $__env->incrementLoopIndices(); $loop = $__env->getLastLoop(); ?> popLoop(); $loop = $__env->getLastLoop(); ?>

Remark	Added By	Date & Time
remark); ?>	user_name ?? 'System'); ?>	created_at); ?>

No remarks added yet.

Checklist Detail — customer_name) ? ucwords(strtolower($lead->customer_name)) : ($lead->application_id ?? '—')); ?>